Topic: My game won't download due to having used an SDcard before it.

My friend let me borrow their SD card for a game and I found it fun so I got it for myself on my switch without a game card, but it wouldn't download because it said it had to download with the game card in. My friend let me use the game card again for the download, but it wouldn't download, now I'm stuck having spent 60 dollars on a game that I can't use without having to borrow their game card, is there a way to fix this?